Best UPI Online Casinos India 2024

Best UPI Online Casinos India 2024

This post will examine what UPI is, how it works, its merits and demerits, and how to deposit and withdraw to help Indian gamblers find the best UPI online casinos in India. Online gambling in India is prevalent, and numerous online casinos are popping up by the day. These casinos possess varying features like game catalogues, bonuses, customer support, and payment methods. One of the most crucial factors to an effortless online gambling experience is the ease and convenience of depositing and withdrawing funds at your favourite online casino. In India, the most popular and growing online casino payment method is UPI (Unified Payments Interface). It offers immense gambler-friendly features, including security, convenience, speed, and low transaction costs. 

Best UPI Online Casinos JULY 2024

CasinoWelcome OfferRatingBonusVisit
Our choise
1ValorValor ReviewGet up to ₹292,500 on the first four deposits!
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UPI option
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PayTM & UPI option
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UPI option
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PayTM option
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Sukriti K. Written & published: 26.09.2022 By author Sukriti K.
Brad I. Reviewed & updated: 16.07.2024 By gambling expert Brad I.

General info about UPI

As mentioned above, UPI is an acronym for Unified Payments Interface. It’s a real-time payment service system that allows users to seamlessly buy goods and services or transfer funds between users or multiple bank accounts from one mobile device. UPI was launched in 2016 by NPCI (National Payments Corporation of India), an umbrella corporation that regulates and monitors India’s payment systems.

The Reserve Bank of India (India’s central bank) manages the National Payments Corporation of India. Its primary objective is to create a national payment system that’s efficient, accessible, and safe and to spearhead the country toward a digital and cashless economy. Fundamentally, it has achieved this goal since UPI is famous nationwide for providing users with cost-free transactions, top-level security, easy management of funds, fast transactions, and access to payment services.

UPI is easy to use with online casino payments and requires a mobile application and a bank account. Once you create a UPI account, you’ll get a UPI ID or a virtual payment address (VPA) which you’ll need each time you transact via the mobile payment system. We’ll learn all about the nitty-gritty of UPI later in this article.

Also, the payment system provides 24-hour customer support services in case you encounter problems. Actually, there’s a toll-free number available for telephone support services. That said, one major application of UPI has been witnessed in the online gambling industry. Online casino sites in India are now adopting this nationwide payment method into their banking systems. So, the number of online casinos in India accepting UPI payments is bound to skyrocket.

UPI quick facts

✅ Name National Payments Corporation of India
⚡ Type Instant real-time payment banking system
⚖️ Incorporated India
📅  Founded 2016
🤵 Support 022- 45414740
💳 Deposit Yes
⚡Deposit time Instant
💰 Withdrawal Yes
⭐ Withdrawal time up to 1 day

UPI for online casino payments in India

Initially, it was a daunting task to find a UPI casino in India since the payment system wasn’t well-received by users who were still inclined to the conventional credit and debit card banking methods. However, users began to warm up to UPI with time, and it’s now one of the leading payment options in India. As it is, more than 50 Indian banks are integrated into this nationwide system. Hence, that makes it easy for players to locate an online casino with UPI payment.

Notably, if you have multiple bank accounts from various banks, you can link them to your Unified Payments Interface account and make casino transactions from a single platform. However, these banks have to support UPI for you to connect them to the UPI system. And since it’s a real-time payment service, you’ll immediately have your deposits in your ideal UPI casino online in India. Notably, online casino deposits via UPI are cost-free for the most part since you may find UPI online casino sites charging you deposits or withdrawal fees.

Also, UPI online transactions are secure since you’ll not input your bank details when depositing or withdrawing. You’ll only fill in the bank details while creating your UPI account and linking it to your bank or banks. Thus, you’ll only need the UPI ID or the virtual payment address to initiate and complete transactions. This feature makes it an excellent payment option for gamblers in IN.

In addition, the UPI has a two-factor authentication (2FA) model required before completing transactions, thus beefing up its safety and security protocols. Above all, you don’t have to worry about currency conversion fees or charges at UPI casinos in India since you can directly deposit and play your favourite real money online casino games in Indian rupees.

UPI video review

Getting registered into UPI

If you’re hearing UPI for the first time or are a novice gambler, this section will comprehensively elaborate on creating a UPI account. Before signing up with any top UPI casino online in India, you must first register with UPI. You’ll need a few things to do that, including an internet connection, an active bank account that supports UPI, a smartphone, UPI mobile application, and an active mobile number linked to your bank.

There are several UPI mobile applications you can use, including Google Pay (GPay), MobiKwik, PhonePe, PayTm, Uber, SBI Pay, etc. However, some of the best to use are PhonePe, PayTM, and Google Pay. These applications are compatible with Android and iOS mobile devices, and you can download them in their corresponding stores (Google Play and App store). That said, here’s a step-by-step guide on how to register with UPI:

  1. Choose your favourite UPI app and download it from an app store, depending on your kind of mobile device. In this case, we’ll explain how to register via the Google Pay UPI app.
  2. Install the application. After launching it, it’ll automatically sign in through the Google account on your mobile device. So, you don’t have to go through other processes of filling in details.
  3. The next step is linking your bank account to your UPI. Here, you’ll need all your bank details beforehand. However, since you’re using GPay, once you enter your mobile number that’s linked to your bank account, all the details will auto-fill. 
  4. For verification purposes, your financial institution or bank will send an OTP (one-time password) to your phone to confirm the process.
  5. After verification, Google Pay will automatically generate a UPI ID on your behalf. This ID acts as your virtual payment address.
  6. Later, you can proceed to create your UPI PIN. It ranges between 4-6 digits. You’ll use this PIN to authenticate and approve future transactions.

That’s it! It’s all pretty straightforward. You can now deposit at any online casino with UPI payment in rupees and start enjoying your ideal online casino games.

Depositing to online casinos with UPI

We’ve learned how to register with UPI and the prerequisites you’d need. So, now that you’re set, how do you make a UPI casino deposit? It’s pretty straightforward. However, before we get into specifics, it’s essential to check the payment terms and conditions regarding the minimum and maximum deposit limits.

That’s because these limits vary depending on the UPI casino in India you choose and the restrictions set by your financial institution. Ideally, you can deposit anything from INR200 and above. Also, check the conversion rates if you’re depositing with currencies other than rupees.

Regarding fees, depositing at any UPI online casinos on our list is entirely free. Still, other casino sites may charge minimal deposit fees. So, to make a UPI casino deposit, you should follow the following steps:


Choose an online casino with UPI payments

The casino signup procedure is elementary as you’ll provide details, such as your DOB, name, email address, and mobile number, and choose your preferred currency. Also, you may need to verify your email address to activate your new player account.


Log in, head to the cashier’s section, and click Deposit

Look for the UPI (Unified Payments Interface) option from the available deposit options and select it. Enter the amount you wish to deposit, considering the casino’s minimum and maximum deposit thresholds.


Type in your UPI ID or virtual payment address and click Confirm

You’ll then get a notification request on your mobile number displaying the payment information. The UPI application sorts out currency conversion if you deposit via a different currency.


Complete the transaction by accepting the request

The funds should reflect in your player account instantaneously.

Now you can browse the online casino’s game catalogue and play top real money games like slots, Teen Patti, etc. Also, online casinos accepting UPI payments always offer bonuses to players once they register. These bonus rewards may include welcome bonuses, reloads, free spins, cashback, and promotions like tournaments and VIP schemes.

Withdrawing from online casinos with UPI

You’ve wagered your bonuses successfully or hit a win, and you want to cash out your winnings. It’s straightforward. But first, be aware of your UPI casino online withdrawal terms and conditions. For example, check the min and max withdrawal amounts and if there are any fees involved. Generally, you won’t incur cashout charges, but some platforms impose these fees. Thus, to request a payout via UPI, do the following:


Log in to your casino player account

Visit the cashier section, click Withdraw, and select UPI as your preferred option.


Enter your desired cashout amount and click Confirm

Type in your UPI ID or virtual payment address and hit Enter. You’ll receive a payment-received notification, and the funds should be in your account after some time.

UPI casinos’ online withdrawal time frames vary from one casino site to another. Generally, it can be anywhere between 24-48 hours. You should know that online casinos have different withdrawal processing times. So, it may take up to three or four days for the withdrawal to hit your account. Also, note that you may be required to perform KYC verification upon your first withdrawal, where documents like your Aadhar card, passport, or passport will be needed.

Pros and cons of UPI payments with online casinos

For an impartial assessment of UPI payments in online casinos, we’ll look at some of the hits and misses Indian gamblers should expect.

UPI offers real-time payments, meaning you’ll enjoy instant deposits.
You’ll mostly incur zero fees for deposits and withdrawals.
It has enhanced security protocols like 2FA. Also, your bank details won’t be exposed since you’ll use the VPA or UPI ID for casino transactions.
It’s accessible via mobile devices, allowing players to manage their funds appropriately.
Besides casino support services, you can enjoy 24/7 assistance from different financial institutions in the UPI.
UPI users can grab casino bonuses and rewards.
It’s available only in India.
Lengthy withdrawals.
Players can’t enjoy anonymity since UPI is linked with their bank accounts.

UPI alternatives for casino players from India

⚡ Paytm Read more
₿ Cryptocurrency Read more
💳 Visa Read more
💳 Mastercard Read more
🥇 Payeer Read more
🤑 Zimpler Read more
✔️ Paysafecard Read more
❤️️ MuchBetter Read more
✅ Neteller Read more
🤩 AstroPay Read more
💰 Skrill Read more
📲 Google Pay Read more
⭐ PayPal Read more

Games in UPI casinos

UPI casinos online in India are fantastic for players who fancy an enormous casino game portfolio. These casinos feature well-known Indian-favourite games like Andar Bahar and Teen Patti, and other famous titles like blackjack, roulette, slots, etc. Top software providers like Evolution, NetEnt, Playtech, etc., supply these games. Thus, here are some popular games you’ll find at a UPI casino in India.

  • slots


    Online slots are famous in India since they’re easy to play and primarily depend on luck. UPI casinos have a massive selection of slots ranging from classic and 3D titles to 5-reel video slots. These games have numerous themes, including adventure, mythical, mystical, and films. That, combined with unique features they possess, like free spins, bonus games, wilds, etc., they’re a top consideration at UPI casinos online.

    There are also video slots with a progressive jackpot feature. Therefore, they can award you massive payouts in hundreds of millions of rupees. Also, you can have slots with multiple paylines, like Megaways slots that offer jackpot-like payouts if you hit a win.

    Read more

  • roulette


    Roulette is a thrilling table game famous for its numerous bet types and great payouts. Here, you’re betting on the outcome of the spin of the roulette wheel- where the ball will land. However, that’s the only bet type as you wager on odd/even, black/red, high/low, etc. You can either enjoy the RNG or live dealer versions of this game. Popular variations include European, American, and French Roulette.

    Read more

  • blackjack


    Another famous nail-biting table game you can try is blackjack. It requires skill and strategy since you’re playing against the dealer. To play, you’ll get two cards that make up a hand. To win, you must get a hand higher than the dealer or one as close to 21 as possible or get 21 after adding the card values. However, you shouldn’t exceed 21 as you’ll lose the round (bust). You can play a live or RNG-style version of this game. Live blackjack is more fun, and you’ll get all versions at any UPI casino online in India here. European, Classic, and American Blackjack versions are standard across casinos online.

    Read more

  • Teen Patti

    Teen Patti

    Teen Patti is an Indian card game incredibly popular in the country. It’s fun to play and has a few similarities with poker. In fact, Teen Patti is a simple version of Three-card Poker. In the game, you aim to get a hand better than other players on the table. A round begins after bets have been placed, with each player (the table has about 2-6 players) receiving three cards facing downward. You can then view your cards and raise your bet or call it. The player with the highest hand at the end of the game wins. Teen Patti is available in the live dealer section, meaning you’ll have an untamed gambling experience.

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  • Andar Bahar

    Andar Bahar

    Another enthralling Indian card game is Andar Bahar. It’s a really simple game to play and fun. The game begins with players placing bets on either Andar or Bahar. The 1st card to be drawn is called a Joker or Middle card (placed between Bahar and Andar spots on the felt) and is the one your bet needs to match to win.

    For example, let’s assume the Joker is a 4 of hearts, and you bet on Andar or Bahar. The dealer will draw the first card, placing it on Andar’s side. You win if you bet on Andar and the first card drawn is a 4. If it’s not, the dealer draws the second, putting it on Bahar’s side. If the 2nd card is a 4, you win. On the other hand, if it’s not a 4, the dealer will draw cards till one side matches the Joker card. Here, the suit doesn’t matter, just the value.

    Read more


Undoubtedly, from our assessment, UPI is a trendy online casino payment option in India. While the number of casinos accepting UPI payments is increasing, we already have a list of the best UPI online casinos in India. So, you can skip the formalities of checking online casinos out and commence your gambling adventure with our recommendations. The merits of UPI are there for every player to see. Although it has a few drawbacks, you can still enjoy instant deposits, zero to low transaction fees, concrete security measures, bonuses, and the convenience of using and managing your funds. With so many banks in India supporting UPI, it’s no surprise it’s rapidly becoming a gambler-friendly and favourite online casino payment method.

UPI casinos FAQ

What is UPI?

UPI is an acronym for Unified Payments Interface. It's an instant payment service that allows users in India to connect to multiple banks through the same platform on a mobile device. You can then seamlessly transfer funds to a UPI casino in India instantly with zero fees.

Where can I find the best online casinos with UPI payments?

There are many UPI casinos out there, but the best casinos are available in this article. We've critically reviewed them, and you can be certain of an excellent gambling experience.

Can I withdraw funds from online casinos with UPI?

Yes. UPI casinos on our list support withdrawals via that option. Payout requests may take between 24 and 72 hours, depending on the online casino.

Are there transaction limits?

Yes. However, you'll have to read the terms and conditions in your selected UPI casinos to see the limits. Also, the different banks supporting UPI have their transaction restriction, which you'll have to confirm.

Is UPI a safe payment option?

Yes. UPI employs high-level security encryption protocols to ensure the safety of deposits and withdrawals. In addition, it has a 2FA model that further enhances security.

What casino bonuses may I claim when depositing with UPI?

You can claim various bonuses, including welcome deposit bonuses, free spins, reload bonuses, and cashback.